Loan management software · Made for Nigeria
Run your whole lending business online.
Your own branded website where customers apply, with NIN and BVN checks, bank statement analysis, scorecards, approvals, repayments and reports — from one place, for your whole team.
30 days free on every plan · No setup fee · Prices in naira
Apply online
on your own website and domain
Verify in minutes
NIN, BVN and a photo match
Decide with data
statements, scorecards, credit reports
Collect on time
reminders, standing orders, penalties
Everything on every plan
From application to last repayment.
Built with Nigerian lenders around how loans are really made: identity first, documents and guarantors, a second pair of eyes before money goes out.
Your website and brand
A complete site with your logo, colours, pages, blog and your own domain. Customers apply, upload documents and repay there.
NIN and BVN checks
Look up NIN and BVN records and compare the customer’s photo with the photos on them. Verified names can’t be edited.
Bank statements
Customers share statements through the bank’s own consent screen. See income, spending and red flags before you decide.
Scorecards and forms
Build your application form for each product and score applicants your way. Upload CRC and other credit reports.
Roles and approvals
Reviewers, approvers and admins with the permissions you choose. Nobody approves a loan they reviewed.
Repayments and collection
Bank transfers verified by staff, Paystack, Remita standing orders, flat or reducing interest, and penalties on overdue principal.
Savings
Savings products and accounts with deposits, withdrawals approved by a second person, interest and statements.
Reports and letters
Portfolio at risk, arrears ageing, collections, income and more, with PDF offer letters and statements in your words.
Know who you lend to
Identity first, every time.
Every customer is verified before they can apply: a code to their phone, then their NIN and BVN records and a photo compared with the record photos. Names and dates of birth come from the NIN, so they can’t be typed wrongly — or changed.
Your process, not ours
Design your own application form.
Drag and drop steps and questions for each product, show questions only when they apply, ask for the documents you need, and print chosen answers on the offer letter.
How it works
Taking applications within a day.
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1
Ask for a free trial
Tell us about your company below. We set up your site at your own web address and email you a login.
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2
Make it yours
A guided set-up: your logo and colours, loan products and rates, bank accounts, team and roles.
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3
Take applications
Share your website. Customers verify, apply and repay online; your team reviews, approves and collects.
Pricing
Simple plans in naira.
Every feature on every plan. Choose by the size of your team and loan book, and change plan at any time.
Starter
For a new lender finding its first customers.
₦45,000 / month
₦450,000 / year
You save ₦90,000
- 2 staff accounts
- 300 open loans
- 300 savings accounts
- Unlimited file storage
- All features included
Business
For a growing loan book with a small team.
₦95,000 / month
₦950,000 / year
You save ₦190,000
- 5 staff accounts
- 1,500 open loans
- 1,500 savings accounts
- Unlimited file storage
- All features included
Growth
For established lenders with several teams.
₦165,000 / month
₦1,650,000 / year
You save ₦330,000
- 12 staff accounts
- 5,000 open loans
- 5,000 savings accounts
- Unlimited file storage
- All features included
Enterprise
No limits, for large portfolios.
₦320,000 / month
₦3,200,000 / year
You save ₦640,000
- Unlimited staff accounts
- Unlimited open loans
- Unlimited savings accounts
- Unlimited file storage
- All features included
Pay as you go, from your wallet
Checks and messages cost the same on every plan and are paid from a prepaid wallet you fund by bank transfer. You set a daily limit and get an alert when it runs low.
- Identity check (Indicina)Ask us
- SMSAsk us
- Business validation (CAC)Ask us
- NIN lookupAsk us
- BVN lookupAsk us
- Bank statement (fetch)Ask us
- Statement analysisAsk us
- Standing order set-upAsk us
Bigger, or something special?
Private servers, your own integrations or a very large loan book: we’ll price a plan for you.
Prices exclude 7.5% VAT. Your first 30 days are free; you only pay when you decide to continue.
Questions
Good to know.
Can I use my own domain?
Yes. Your site starts at a web address of ours and you can connect your own domain from Settings; we set up the security certificate for you.
Who pays for NIN, BVN and statement checks?
You do, per check, from your prepaid wallet. You see every charge, can set a daily limit, and download a monthly statement.
Can I move my existing customers and loans?
Talk to us before your trial ends and we will help you bring your data across.
Is our data kept separate?
Every lender has its own database. Identity numbers and photos are encrypted, and your staff only see what their role allows.
What happens if I stop paying?
After a grace period new applications pause. Your staff and customers can still sign in, and repayments continue, so no loan is left stranded.
Can I change plan later?
Any time. Upgrades start straight away and you pay only the difference for the rest of the month; downgrades start when your paid period ends.
Free for 30 days
Start your free trial.
Tell us about your company. We’ll check your details, set up your site and email you a login — usually within one working day.
- Every feature, no card needed
- Your own branded website
- Help setting up your products and team